To apply for a home loan you'll generally need photo ID, recent payslips, and bank statements for your accounts and any existing loans. For a new purchase, lenders usually want around three months of statements. If you're refinancing or already have a home loan, expect to provide about six months.

In this quick video, the McKern Finance team runs through the checklist that shortens the approval process. Every lender's requirements differ slightly, and a broker can tell you exactly what yours will ask for before you apply.

In this video

0:00 What kind of checklist should I get together to apply for a loan?

General information only, not personal advice.